Last updated: March 2026

The Loyalty Club vs Clover Rewards

Clover POS built-in loyalty. Free to $99/mo. No NFC stamps.

Quick Verdict

Clover Rewards is better if...

Clover POS merchants wanting built-in loyalty at minimal cost

TLC is better if...

Businesses wanting zero-friction NFC stamps with anti-clone security and no app downloads

They're equal at...

  • =Both help businesses retain customers through loyalty rewards

Feature Comparison

FeatureThe Loyalty ClubClover Rewards
Physical Engagement
NFC Tap-to-Stamp
NTAG 424 DNA anti-clone tags
No
Anti-Clone NFC (NTAG 424 DNA)
Cryptographic verification per tap
No
QR Code Stamps
Yes
No
Bluetooth Beacon
No
No
Capacitive Touch Device
No
No
WiFi Captive Portal
No
No
Customer Experience
App Download Required
No
No
Apple Wallet Passes
Planned
No
Google Wallet Passes
Planned
No
Account Creation Required
No
No
Personal Info Required
No
No
Push Notifications
Via wallet passes
No
POS Integration
Square POS
Full 7-phase integration
No
Stripe POS
Planned
No
Clover POS
Planned
IS the POS
Lightspeed POS
Planned
No
Toast POS
No
No
Dojo
Planned
No
SumUp
Planned
No
Epos Now
No
No
Other POS Systems
Planned
No
Card-Linked Auto-Stamp
Card fingerprint matching via Square
No
E-Commerce
Shopify Integration
Planned
No
WooCommerce Integration
Planned
No
Security
Anti-Fraud Measures
NTAG 424 DNA + rate limiting + deduplication
No
GDPR Compliant
Yes
No
Marketing
Email Campaigns
Planned
No
SMS Campaigns
Planned
No
Automated Marketing
Planned
No
Referral Program
Planned
No
Cross-Merchant Network
No
No
Business Features
Multi-Location Support
Yes
No
White Label / Branded
Merchant branding throughout
No
Developer API
Planned
No
Analytics Dashboard
Yes
No

Pricing Comparison

The Loyalty Club

Standard£44.95/mo

Setup: £15 (includes NFC hardware). Unlimited stamps, customers, vouchers. No commission.

Clover Rewards

FreeFree

Basic features

Premium$99.00/mo

Full features

First Year Total Cost (cheapest plan)

£554.40

TLC

vs

$1188.00

Clover Rewards

TLC saves £633.60 in the first year

Frequently Asked Questions

Is The Loyalty Club really better than Clover Rewards?

+

TLC offers unique advantages like NTAG 424 DNA anti-clone NFC, zero app downloads via PWA/App Clip, and Square POS integration. However, the best choice depends on your specific needs.

Can I switch from Clover Rewards to TLC?

+

Yes. TLC is designed for quick setup — you can be running in under 30 minutes. Your customers don't need to download anything; they just tap the NFC tag on their next visit. There's no complex data migration needed since TLC starts fresh with your customers.

What does Clover Rewards do that TLC doesn't?

+

Clover Rewards has been in the market longer and may have some features TLC is still building. Check the feature comparison table above for a detailed breakdown.

Ready to try the difference?

Set up NFC loyalty stamps in under 30 minutes. No app downloads. No hidden fees.