Last updated: March 2026

The Loyalty Club vs Embargo

Bluetooth beacon-based loyalty for hospitality. Requires app download. Square + Lightspeed POS. Quote-based pricing with 10% commission on rewards.

Quick Verdict

Embargo is better if...

Restaurants and bars wanting Bluetooth-based auto-detect loyalty with POS integration

  • +Well-funded ($8.85M)
  • +Large venue network
  • +Auto-detect via Bluetooth

TLC is better if...

Businesses wanting zero-friction NFC stamps with anti-clone security and no app downloads

  • +No app download
  • +No commission
  • +Transparent flat pricing

They're equal at...

  • =Both help businesses retain customers through loyalty rewards

Feature Comparison

FeatureThe Loyalty ClubEmbargo
Physical Engagement
NFC Tap-to-Stamp
NTAG 424 DNA anti-clone tags
No
Anti-Clone NFC (NTAG 424 DNA)
Cryptographic verification per tap
No
QR Code Stamps
Yes
No
Bluetooth Beacon
No
Auto-detect customer presence
Capacitive Touch Device
No
No
WiFi Captive Portal
No
No
Customer Experience
App Download Required
No
Must download Embargo app
Apple Wallet Passes
Planned
No
Google Wallet Passes
Planned
No
Account Creation Required
No
No
Personal Info Required
No
No
Push Notifications
Via wallet passes
Via Embargo app
POS Integration
Square POS
Full 7-phase integration
Yes
Stripe POS
Planned
No
Clover POS
Planned
No
Lightspeed POS
Planned
Yes
Toast POS
No
No
Dojo
Planned
No
SumUp
Planned
No
Epos Now
No
No
Other POS Systems
Planned
No
Card-Linked Auto-Stamp
Card fingerprint matching via Square
No
E-Commerce
Shopify Integration
Planned
No
WooCommerce Integration
Planned
No
Security
Anti-Fraud Measures
NTAG 424 DNA + rate limiting + deduplication
No
GDPR Compliant
Yes
No
Marketing
Email Campaigns
Planned
Yes
SMS Campaigns
Planned
No
Automated Marketing
Planned
No
Referral Program
Planned
Yes
Cross-Merchant Network
No
No
Business Features
Multi-Location Support
Yes
No
White Label / Branded
Merchant branding throughout
No
Developer API
Planned
No
Analytics Dashboard
Yes
Detailed hospitality analytics

How Stamp Collection Actually Works

Fewer steps = less friction = more stamps collected = more repeat visits

First Visit (Cash)

Customer pays cash, collects first stamp

TLC saves 1 steps
TLC
8 steps
Embargo
9 steps

Embargo requires app download

First Visit (Card)

Customer pays by card, collects first stamp

TLC saves 3 steps
TLC
6 steps
Embargo
9 steps

Embargo requires app download

Returning Visit (Cash)

Known customer pays cash, collects stamp

Same
TLC
5 steps
Embargo
5 steps

Returning Visit (Card)

Known customer pays by card, collects stamp

TLC saves 2 steps
TLC
3 steps
Embargo
5 steps
TLC: Fully automatic

Pricing Comparison

The Loyalty Club

Standard£44.95/mo

Setup: £15 (includes NFC hardware). Unlimited stamps, customers, vouchers. No commission.

Embargo

CustomCustom

Quote-based

10% commission. 10% commission on redeemed rewards

Frequently Asked Questions

Is The Loyalty Club really better than Embargo?

+

It depends on your needs. TLC is better if you want NFC tap-to-stamp with anti-clone security and no app downloads. Embargo may be better if: Restaurants and bars wanting Bluetooth-based auto-detect loyalty with POS integration. We believe in honest comparisons — the best platform is the one that fits YOUR business.

Can I switch from Embargo to TLC?

+

Yes. TLC is designed for quick setup — you can be running in under 30 minutes. Your customers don't need to download anything; they just tap the NFC tag on their next visit. There's no complex data migration needed since TLC starts fresh with your customers.

What does Embargo do that TLC doesn't?

+

Embargo's advantages include: Well-funded ($8.85M); Large venue network; Auto-detect via Bluetooth; Multiple POS integrations. TLC is focused on the core stamp card experience with maximum simplicity and security.

How much does Embargo cost compared to TLC?

+

TLC is £44.95/month flat with no hidden fees, no commission, and a one-time £15 setup fee that includes NFC hardware. See the pricing comparison section above for Embargo's full pricing breakdown.

Ready to try the difference?

Set up NFC loyalty stamps in under 30 minutes. No app downloads. No hidden fees.