The Loyalty Club vs Embargo
Bluetooth beacon-based loyalty for hospitality. Requires app download. Square + Lightspeed POS. Quote-based pricing with 10% commission on rewards.
Quick Verdict
TLC is better if...
Any business that wants maximum customer adoption — no app, no signup, just tap and go
- +No app download
- +No commission
- +Transparent flat pricing
- +NFC more reliable than Bluetooth
Embargo is better if...
Restaurants and bars wanting Bluetooth-based auto-detect loyalty with POS integration
- +Well-funded ($8.85M)
- +Large venue network
- +Auto-detect via Bluetooth
Feature Comparison
| Feature | The Loyalty Club | Embargo |
|---|---|---|
| Physical Engagement | ||
| NFC Tap-to-Stamp | NFC — impossible to clone, unlike standard NFC | No |
| NFC Anti-Fraud | Bank-grade cryptographic verification on every tap | No |
| QR Code Stamps | Yes | No |
| Bluetooth Beacon | No | Auto-detect customer presence |
| Capacitive Touch Device | No | No |
| WiFi Captive Portal | No | No |
| Customer Experience | ||
| App Download Required | No | Must download Embargo app |
| Apple Wallet Passes | Native passes with geofencing — auto-appears near the store | No |
| Google Wallet Passes | Coming soon | No |
| Account Creation Required | No | No |
| Personal Info Required | No | No |
| Push Notifications | Via Apple Wallet passes and location triggers | Via Embargo app |
| POS Integration | ||
| Square POS | Fully automatic card-linked stamping | Yes |
| Stripe POS | Planned | No |
| Clover POS | Planned | No |
| Lightspeed POS | Planned | Yes |
| Toast POS | No | No |
| Dojo | Planned | No |
| SumUp | Planned | No |
| Epos Now | No | No |
| Other POS Systems | Planned | No |
| Card-Linked Auto-Stamp | Pay with the same card and stamps land automatically | No |
| E-Commerce | ||
| Shopify Integration | Planned | No |
| WooCommerce Integration | Planned | No |
| Security | ||
| Anti-Fraud Measures | NFC anti-fraud + rate limiting + device fingerprinting | No |
| GDPR Compliant | Yes | No |
| Marketing | ||
| Email Campaigns | No | Yes |
| SMS Campaigns | No | No |
| Automated Marketing | No | No |
| Referral Program | Planned | Yes |
| Cross-Merchant Network | No | No |
| Business Features | ||
| Multi-Location Support | Manage all locations from one dashboard | No |
| White Label / Branded | Your brand, your colours, your logo throughout | No |
| Developer API | Planned | No |
| Analytics Dashboard | See who visits, how often, and who stopped coming back | Detailed hospitality analytics |
How Stamp Collection Actually Works
Fewer steps = less friction = more stamps collected = more repeat visits
First Visit (Cash)
Customer pays cash, collects first stamp
Embargo requires app download
First Visit (Card)
Customer pays by card, collects first stamp
Embargo requires app download
Returning Visit (Cash)
Known customer pays cash, collects stamp
Returning Visit (Card)
Known customer pays by card, collects stamp
Pricing Comparison
The Loyalty Club
Unlimited customers, per-location pricing, 3 staff cards. No commission. Hardware sold separately.
Embargo
Quote-based
10% commission. 10% commission on redeemed rewards
What Real Users Say
Trustpilot
28 reviews
App Store
Google Play
Review Summary
Strong App Store rating (4.9/5) but Trustpilot reveals real issues (4.1/5, 28 reviews). Common complaints: filled loyalty cards becoming unusable if not redeemed immediately, rewards not persisting, app glitches causing stamp loss, confusing UI after redesign, authentication failures, notification nagging, loyalty cards randomly disappearing. Beacon reliability issues reported early 2025. Founded 2017, ~50 employees, ~$4.7M funded.
Common Complaints from Embargo Users
Filled loyalty cards LOCK UP if not redeemed immediately — customers lose earned rewards
Rewards don't persist in app — forget to use = lose it entirely
App glitches and slow loading cause stamp loss
Bluetooth beacon reliability issues (devices need periodic fixing)
Requires app download + Bluetooth always on — drains customer phone battery
Authentication flow fails for new users trying to sign up in-store
Notification popup nags even when declined — reappears constantly
Loyalty cards randomly disappear from app without explanation
In-app feedback system is broken — Trustpilot only way to report issues
Confusing UI after visual overhaul — existing users lost
Choose Embargo if you...
- You want automatic visit detection without customer action (Bluetooth beacon)
- You need integrated ordering (delivery + click & collect) with Deliveroo/UberEats aggregation
- You use Lightspeed POS
- You want an established platform with 50-person team and 3,000 venues
- You need 40+ analytics reports and full CRM
Choose TLC if you...
- You don't want customers forced to download an app or keep Bluetooth on
- You want NFC (instant, reliable) instead of Bluetooth beacons
- You want transparent flat pricing with ZERO commission
- You want anti-clone NFC security (NTAG 424 DNA)
- You don't want customers' phones drained by always-on Bluetooth
- You want stamps that never expire, disappear, or lock up
Switching from Embargo to TLC
Switching from Embargo: beacon hardware stays with Embargo (their property). Place TLC NFC tag at counter. Key selling point for customers: no more app download, no Bluetooth required. Run both briefly during transition. Embargo customers won't auto-migrate — promote NFC tag at counter.
Under 30 minutes
Full setup from scratch
Zero downtime
Run both in parallel
No data loss
Customers start fresh on NFC
Frequently Asked Questions
Is The Loyalty Club really better than Embargo?
+
It depends on your needs. TLC is better if you want NFC tap-to-stamp with anti-fraud security and no app downloads. Embargo may be better if: Restaurants and bars wanting Bluetooth-based auto-detect loyalty with POS integration. We believe in honest comparisons -the best platform is the one that fits YOUR business.
Can I switch from Embargo to TLC?
+
Yes. TLC is designed for quick setup -you can be running in under 30 minutes. Your customers don't need to download anything; they just tap the NFC tag on their next visit. There's no complex data migration needed since TLC starts fresh with your customers.
What does Embargo do that TLC doesn't?
+
Embargo's advantages include: Well-funded ($8.85M); Large venue network; Auto-detect via Bluetooth; Multiple POS integrations. TLC is focused on the core stamp card experience with maximum simplicity and security.
How much does Embargo cost compared to TLC?
+
TLC Club is £39/month and VIP is £79/month per location. No hidden fees, no setup fees. NFC hardware sold separately from £12.95. See the pricing comparison section above for Embargo's full pricing breakdown.
The research is clear: retailers with poorly-implemented loyalty programmes grew at just 2.28% — while those with no programme at all grew at 4.26%. McKinsey
Choosing the cheapest option can cost more than having no loyalty at all. See the full breakdown
Related Resources
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Set up NFC loyalty stamps in under 30 minutes. No app downloads. No hidden fees.