Last updated: March 2026

The Loyalty Club vs SQUID Loyalty

NFC loyalty with NTAG213 (clonable) tags, requires app download. Square POS integration. Cross-merchant Wave Points network.

Quick Verdict

TLC is better if...

Any business that wants maximum customer adoption — no app, no signup, just tap and go

  • +No app download required
  • +NTAG 424 DNA anti-clone
  • +Lower friction (3 steps vs 10)
  • +Flat pricing no tiers

SQUID Loyalty is better if...

Merchants wanting cross-merchant loyalty network with Square POS

  • +Larger user base
  • +Cross-merchant network
  • +More established brand

Feature Comparison

FeatureThe Loyalty ClubSQUID Loyalty
Physical Engagement
NFC Tap-to-Stamp
NFC — impossible to clone, unlike standard NFC
NTAG213 — clonable, no anti-clone protection
NFC Anti-Fraud
Bank-grade cryptographic verification on every tap
No
QR Code Stamps
Yes
Yes
Bluetooth Beacon
No
No
Capacitive Touch Device
No
No
WiFi Captive Portal
No
No
Customer Experience
App Download Required
No
Must download SQUID app
Apple Wallet Passes
Native passes with geofencing — auto-appears near the store
No
Google Wallet Passes
Coming soon
No
Account Creation Required
No
No
Personal Info Required
No
No
Push Notifications
Via Apple Wallet passes and location triggers
Via SQUID app
POS Integration
Square POS
Fully automatic card-linked stamping
Yes
Stripe POS
Planned
No
Clover POS
Planned
No
Lightspeed POS
Planned
No
Toast POS
No
No
Dojo
Planned
No
SumUp
Planned
No
Epos Now
No
No
Other POS Systems
Planned
No
Card-Linked Auto-Stamp
Pay with the same card and stamps land automatically
Via Wave Points
E-Commerce
Shopify Integration
Planned
No
WooCommerce Integration
Planned
No
Security
Anti-Fraud Measures
NFC anti-fraud + rate limiting + device fingerprinting
No
GDPR Compliant
Yes
No
Marketing
Email Campaigns
No
Yes
SMS Campaigns
No
No
Automated Marketing
No
No
Referral Program
Planned
No
Cross-Merchant Network
No
Wave Points cross-merchant currency
Business Features
Multi-Location Support
Manage all locations from one dashboard
No
White Label / Branded
Your brand, your colours, your logo throughout
No
Developer API
Planned
No
Analytics Dashboard
See who visits, how often, and who stopped coming back
Yes

How Stamp Collection Actually Works

Fewer steps = less friction = more stamps collected = more repeat visits

First Visit (Cash)

Customer pays cash, collects first stamp

TLC saves 5 steps
TLC
5 steps
SQUID Loyalty
10 steps

SQUID Loyalty requires app download

First Visit (Card)

Customer pays by card, collects first stamp

TLC saves 6 steps
TLC
4 steps
SQUID Loyalty
10 steps

SQUID Loyalty requires app download

Returning Visit (Cash)

Known customer pays cash, collects stamp

TLC saves 3 steps
TLC
3 steps
SQUID Loyalty
6 steps

Returning Visit (Card)

Known customer pays by card, collects stamp

TLC saves 4 steps
TLC
1 steps
SQUID Loyalty
5 steps
TLC: Fully automatic

Pricing Comparison

The Loyalty Club

Club£29.00/mo

Unlimited customers, per-location pricing, 3 staff cards. No commission. Hardware sold separately.

SQUID Loyalty

Basic€15.00/mo

Limited active users

Pro€45.00/mo

More active users

Enterprise€95.00/mo

Unlimited

First Year Total Cost (cheapest plan)

£348.00

TLC

vs

€180.00

SQUID Loyalty

SQUID Loyalty entry price is lower, but TLC is flat-rate with no per-user fees, anti-fraud NFC, Apple Wallet, and zero app downloads.

What Real Users Say

Trustpilot

3.5

11 reviews

Google Play

3.8

Review Summary

Mixed reviews. Customer app praised for ease of initial NFC tap but criticised for Android reliability (works ~1/10 times on some devices), stamps disappearing, app crashes/freezes. Merchants report unprofessional support (5-7 day response times), restricted data access, fake chat support (AI frontend only). CRITICAL: NFC tags confirmed clonable — NTAG213 reverse-engineered on GitHub (burovdaniel/SquidLoyaltyNFC).

Common Complaints from SQUID Loyalty Users

NFC tags are CLONABLE — NTAG213 publicly reverse-engineered using Flipper Zero (GitHub repo exists)

Android stamp reliability — vibrates but doesn't register ~90% of attempts on some devices

Stamps disappear from accounts without explanation

App crashes constantly when loading loyalty cards or using NFC

No offline stamp recording — requires internet at scan time

Screen freezes requiring force-close multiple times per session

Must download SQUID app to collect stamps — barrier for new customers

Choose SQUID Loyalty if you...

  • You want a cross-merchant loyalty network (Wave Points)
  • Your customers are already on the SQUID app (750K+ users)
  • You use Square POS and want spend-based loyalty via Wave Points
  • You are in Ireland where SQUID has strongest presence

Choose TLC if you...

  • You want anti-clone NFC security (NTAG 424 DNA vs clonable NTAG213)
  • You don't want customers forced to download an app
  • You want flat predictable pricing instead of per-active-user billing
  • You need reliable Android support
  • You want to own your customer data with full export
  • You want lower friction for first-time visitors (3 steps vs 10)

Switching from SQUID Loyalty to TLC

Switching from SQUID to TLC: NFC tag swap required (SQUID uses clonable NTAG213, TLC uses NTAG 424 DNA). Customer data export NOT available from SQUID — fresh start required. Run TLC alongside SQUID briefly, then remove SQUID tag. Your customers don't need to download any app with TLC.

Under 30 minutes

Full setup from scratch

Zero downtime

Run both in parallel

No data loss

Customers start fresh on NFC

Frequently Asked Questions

Is The Loyalty Club really better than SQUID Loyalty?

+

It depends on your needs. TLC is better if you want NFC tap-to-stamp with anti-fraud security and no app downloads. SQUID Loyalty may be better if: Merchants wanting cross-merchant loyalty network with Square POS. We believe in honest comparisons -the best platform is the one that fits YOUR business.

Can I switch from SQUID Loyalty to TLC?

+

Yes. TLC is designed for quick setup -you can be running in under 30 minutes. Your customers don't need to download anything; they just tap the NFC tag on their next visit. There's no complex data migration needed since TLC starts fresh with your customers.

What does SQUID Loyalty do that TLC doesn't?

+

SQUID Loyalty's advantages include: Larger user base; Cross-merchant network; More established brand. TLC is focused on the core stamp card experience with maximum simplicity and security.

How much does SQUID Loyalty cost compared to TLC?

+

TLC Club is £39/month and VIP is £79/month per location. No hidden fees, no setup fees. NFC hardware sold separately from £12.95. See the pricing comparison section above for SQUID Loyalty's full pricing breakdown.

The research is clear: retailers with poorly-implemented loyalty programmes grew at just 2.28% — while those with no programme at all grew at 4.26%. McKinsey

Choosing the cheapest option can cost more than having no loyalty at all. See the full breakdown

Related Resources

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